• Fico down to 580
• Lower rates than Home in 5 and Home plus
• Low to No lender fees
• No income limits*
• No Lien on the property
• DTI up to 50%
• Lower Mortgage insurance Premium
• Up to 5% grant

Equal Housing – Equal Lending Opportunity
There is a minimum credit score requirement with this program. Submitting this form, doesn’t guarantee your approval, you must take the necessary steps with the Mortgage Broker to get qualified for this or any loan program. O.A.C. Program works with any home listed in Maricopa and Pinal County, subject to appraisal and final underwriting. NMLS# 1429043  AZMB# 0934484  District Lending